With this investment strategy, above-average return is the main objective. The investor however accepts greater volatility caused by possible stock price, interest rate and exchange rate fluctuations and also a moderate risk of loss. This strategy is aimed at investors that accept these risks in return for the opportunity to see an appreciation in their investment that is above the yield offered by long term government bonds. To realise this goal, investments are made primarily into equity funds and equity/bond mixed funds (maximum total weighting of each category 65%), as well as bond funds. An element of investment into open-ended real estate funds, real estate fund of funds and funds with an investment focus on commodity indices/certificates/futures is also possible. The investee funds, both bond and equity, may be selected by the management without restriction on their ultimate investments or currencies. Hedging of foreign currencies against the Euro is not required in the investment guidelines of the investee funds.